Saturday, April 28, 2012

Savings Summary Saturday - April 28, 2012

The luck is coming back - Jeep is back home & some good stuff this week.

Grocery Shopping (and other savings) this week:
  • grocery deals
    • Used the remainder of the Verizon rebate card ($45.16) when we went shopping
    • Chef Boyardee - 50 cents/can (on sale for $1 each and used coupon for 50 cents off 2 which was doubled)
    • GM cereal - $2 each (on sale for $2.50 each and used a coupon for $1.50/3
    • Colgate Total - $2 to $2.33 each (on sale for $3 to $3.33 each and used coupon for $1/1 - larger size had coupon booklet in it).
    • Kellogg cereal - $1.10 each (on sale for $2.50 each and used coupon for 70 cents/1 which was doubled) - items to be donated.
  • Jeep is finally back home - All damage done in accident will be covered under other person's insurance. No money will be out of pocket (just in convenience & pain!)
  • I WON!  I oversee the marketing program at work and one of our projects is a text messaging program.  The company that does our text messaging for us had a raffle from the first of the year to April 15 based on the number of text messages that were sent out by your location.  The winner had a choice of an IPhone 4s, a Kindle Fire, or an XBox.  Well, we have both an IPhone 4s (both hubby & me) and hubby has an XBox.  So I will be getting an Amazon Kindle Fire!  Not sure if I'll be keeping it or giving it to hubby (I have an IPad 1 already).
Gas Savings:
  • saved 60 cents per gallon at Shell
  • Hubby used our Exxon credit card, which will have points towards Upromise.
Things we got in the mail:
  • $$$$ - received my oil well royalty check in the mail - $10.34
  • P&G brand sampler coupon book
  • Entertainment Weekly (from Mycokerewards.com)
  • Book from paperbookswap - "How to Shop for Free" by Kathy Spencer - always looking for ways to save money!  Hopefully, there will be some new tips that I can use.
Rewards programs:
MyPoints (personal account) - 12602 points (12582 points -last week)
MyPoints (coupon account) - 3285 points (3275 points-last week)
Swagbucks - 2490 points (2482 points-last week)
Listia - 14157 credits (14157 credits last week) $0 paid out (when buying credits it is $0.10/credit)
Postpoints -2900 points (2870 points last week)
mycokerewards - 4621 points (4536 points-last week)
Bondrewards -$25.56 ( $25.56 last week)
Upromise - $15.59 ($14.98 last week) available for transfer
Capital One Rewards - 3591 miles-last week)
Thanks Again - 808 points (808 points last week)
Viggle - 54972 points (54727 points - last week)
NCP - 38965 points (38965 points last week)

New Year, New Goals
  • Use rewards programs to get gifts and daily stuff - no action this week
  • Use Restaurant.com coupons - no action this week.
  • Buy a New Car - BOUGHT IT!
  • Set up an Estate - no action this week

Saturday, April 21, 2012

Savings Summary Saturday - April 21, 2012

Still recovering from the accident and basically going to work, to the chiropractor and home (because of the rental).

Grocery Shopping (and other savings) this week:
  • only picked up necessities
  • Starting to get ready for the community yard sale on May 19.
    • went through books and posted to paperbackswap.  Items not sent out by the yard sale will be placed out.
    • cleaned out/organized the linen closet where we have H&B stockpile
  • All damage done in accident will be covered under other person's insurance. No money will be out of pocket (just in convenience & pain!)
  • received a free oil change on the new car at the dealership
Gas Savings:
  • we both used our Exxon credit card, which will have points towards Upromise.
Things we got in the mail:
  • Entertainment Weekly (Mycokerewards.com)
  • free note pad from an animal foundation
Rewards programs:
MyPoints (personal account) - 12582 points (12457 points -last week)
MyPoints (coupon account) - 3275 points (3160 points-last week)
Swagbucks - 2482 points (2445 points-last week)
Listia - 14157 credits (14152 credits last week) $0 paid out (when buying credits it is $0.10/credit)
Postpoints -2870 points (2855 points last week)
mycokerewards - 4536 points (4430 points-last week)
Bondrewards - $25.56 ($25.21 last week)
Upromise - $14.98 ($14.98 last week) available for transfer
Capital One Rewards - 3591 miles (3341 miles-last week)
Thanks Again - 808 points (651 points last week)
Viggle - 54727 points (54337 points - last week)
NCP - 38965 points (38495 points last week)

New Year, New Goals
  • Use rewards programs to get gifts and daily stuff - no action this week
  • Use Restaurant.com coupons - no action this week.
  • Buy a New Car - BOUGHT IT!
  • Set up an Estate - no action this week

Sunday, April 8, 2012

Click, Click, BOOM

"Click, Click, Boom" is a song by Saliva, but BOOM is what I heard on Wednesday when the Jeep got sandwiched in traffic.  Yup - hit from behind and pushed into the car in front of me.

I was at a light a couple of cars back.  The light changed & I took my foot off the brake, but realized that the car in front of me wasn't moving.  Went to put my foot back on the brake (I really don't know if I had gotten there or not) and BOOM when I was hit behind then boom again as I hit the car in front of me.

Both guys were really nice.  The guy in front of me (in a CRX) confirmed that I wouldn't have hit him if I wasn't hit from behind.  The guy behind me (in a mini van) thought I had hit the car in front of me and then he hit me.

The damage to the car in front of me & to my front end wasn't too bad.  I'm sure the CRX will need to get his bumper replaced & so will I along with a new license plate holder & a grill which has a crack in it.  You can see how the front end is all out of alignment just a tad bit.

front of jeep & CRX after impact
After the CRX moved forward some so we could see the damage. 
There's my license plate on the ground
The back of the jeep didn't look too bad at the scene.  I thought maybe I would just need a bumper and maybe a hatch.

Back of Jeep at scene
We all thought that the van had a majority of the damage.
The van that hit me.

We were all able to drive home. However, when I was about 1 mile from home, I started to smell burnt plastic. Then when I got home, I really looked at the backend damage.

Back of Jeep
I thought that (protective) piece underneath was plastic (which was why I could smell burnt plastic), but it's METAL!  That piece is supposed to be straight and you don't see it when you look under the car!

Then I was thinking - how could only the hood get a lot of damage on the van behind me - he must of went underneath me and I was up in the air!  Which would have made sense since if you look of the pic of the van.  I didn't move up any from where I stopped.  There was a good 5 or more feet between us.  The guy must had just gassed it when he saw my brake lights off to do that much damage.  This wasn't no fender bender.

What was distriburing through all of this was all the people driving by screaming - get out of the road!  Well, there was no way to get out of the road because the traffic would NOT stop!  The only way we got over was when the cop stopped the traffic.  Only one person yelled - is everyone ok.

Once the cop got there, we got off the road into the parking lot that was right there.  The cop said that the guy in back of me was at fault.  Not sure if he was charged with anything or not.

I was basically in shock the whole time.  Trying not to get stressed out.  I think the guy I hit could tell because he kept asking me "Are you ok?"  I could tell that I was kind of out of it.  Well, that continued through Thursday.  Just not feeling right, sore, no appetite.  Part of the stress was I had to keep repeating myself about the accident and I still hadn't talked to my insurance agent until Friday!

Let me just say, Nationwide is definitely on my side.  I called when I got home & when I told the rep that I could smell burnt plastic, he said he agreed to be on the safe side and not drive it.  He set me up with a rental for pickup on Thursday.

Wednesday night about 8 pm (the accident happened about 6:20 pm), I started feeling the pain in my neck, shoulder and lower back & sat with the heating pad the rest of the night.

Thursday morning, we went and got the rental and I went right to the chiropractor.  I was just there on Monday for my monthly alignment, so before the accident I was fine.  Dr Erin said that I basically reverted back to 1 1/2 years ago with all of the tension.  She also said that it was good thing that I didn't see the hit from the back coming because I would have tensed up.

I felt much better after the hour long session (that's the longest I've ever been in there!).  However, I still felt out of it the rest of the day.  When we were going to the car rental, Dan kept asking "are you ok?  You don't seem yourself".  Then all day I just didn't feel that great - mentally and no appetite.  Even at the hockey game that night I seemed a little out of it.

Thursday, I had spoken with the Nationwide towing and they also agreed that it would be safer to have it towed.  I had opened the door that morning and the odor was STRONG - not a good sign.  They came by and picked up the Jeep and by Friday, the auto body company called to get a verbal ok to start taking the Jeep apart.

I spoke with Liberty Mutual (the van's insurance) and they had already spoken with their client & the guy I hit and all our statements agreed.  They told me that everything would be paid for by them (including medical and my deductable!).

I was still a little stressed until Friday afternoon, because I still hadn't spoken to the agent assigned to me.  We kept playing phone tag.  Finally we caught up with each other and she had already spoken with everyone else so everything was ok.  Here's another reason why Nationwide is on my side - because the car was taken to a Nationwide adjuster & autobody shop, the rental is unlimited.  So no matter how long it takes to get the Jeep fixed, I have a rental (our usual policy is a $600 limit).

Now, just waiting to see what the damage amount is on the jeep.  I am a little worried that it might be totaled.  It just depends on if the frame was bent in the back & if not that, how much the jeep is worth versus the cost to fix it.  All I know is that last time (with the fender bender in the parking lot at Goodyear), it was over $2K - that was for a new back bumper and fixing the dent in the hatch.

Physically, I'm ok.  Yesterday & today I've been sore.  I think I'll be going to the Chiro tomorrow for another adjustment then maybe I'll be all set (I hope).

Saturday, April 7, 2012

Savings Summary Saturday - April 7

Grocery Shopping (and other savings) this week:
  • Shopping at Giant this week - savings of 48% ($110.42 in savings)
  • Items for Donation: savings of 84% ($8.24 in savings)
    • Yakisoba noodles 50 cents each & used $1/2 coupon = free
    • Duncan Hines cake mix $1.25 & used 35 cents/1 which was doubled = 55 cents
  • Used Verizon rebate card to purchase
    • 2 CDs at Best Buy ($17.57)
    • CVS purchase ($39.13)
      • Allegra - (3) 4 count - $6.99 each & used $7 coupon = free
      • Allegra - (1) 30 count - 17.99 each & used $4 CVS coupon & $5/1
      • allegra - (1) 45 count - $29.49 each & used $5 CVS coupon & $5/1
      • Instyle mag - $4.99 & used $2/1 coupon and $2 electronic Starsavings coupon
      • received $8 in ECBs
  • Starting to get ready for the community yard sale on May 19.
    • priced items previously pulled out of the office closet.
  • picked up a Celebrity Apprentice Walk with Walgreens packet & registered.
  • All damage done in accident will be covered under other person's insurance.  No money will be out of pocket (just in convenience & pain!)
Gas Savings:
  • Hubby used Exxon credit card, which will have points towards Upromise.
  • No gas purchases for me
Things we got in the mail:
  • Entertainment Weekly (Mycokerewards.com)
  • free note pad from an animal foundation
  • Martha Stewart Living (rewardsgold.com)
  • Purex Ultrapacks laundry detergent sample & coupon (Walmart.com)
Rewards programs:
MyPoints (personal account) - 12457 points (12457 points -last week)
MyPoints (coupon account) - 3160 points (3160 points-last week)
Swagbucks - 2445 points (2430 points-last week)
Listia -  14152 credits (14147 credits last week) $0 paid out (when buying credits it is $0.10/credit)
Postpoints -2855 points (2840 points last week)
mycokerewards - 4430 points (4371 points-last week)
Bondrewards - $25.21 ($25.21 last week)
Upromise -  $14.98 ($14.98 last week) available for transfer
Capital One Rewards - 3341 miles (3206 miles-last week)
Thanks Again - 651 points (0 points last week)
Viggle - 54337 (54032 points - last week)
NCP - 38,495 points (38495 points last week)

With everything going on, I haven't really been reading my emails this week to up my points.
New Year, New Goals
  • Use rewards programs to get gifts and daily stuff - no action this week
  • Use Restaurant.com coupons - no action this week.
  • Buy a New Car - BOUGHT IT!
  • Set up an Estate - no action this week